The Leap Funding Express Term Loan provides $2,000,000 or less in fast working capital with 1 to 3 year terms and bi-weekly or monthly payments. It is designed for revenue-strong businesses that need capital quickly but want a real term loan instead of a short, expensive advance.
Apply for a Express Term Loan| Loan amount | Up to $2,000,000 |
|---|---|
| Typical sizing | Roughly 1–1.25x average monthly revenue |
| Terms | 1 to 3 years |
| Payments | Bi-weekly or monthly |
| Minimum credit score | 580+ FICO |
| Time in business | 1+ year |
| Revenue | $50,000+ monthly |
| MCA buyout | Up to 2 existing positions |
Requirements are general guidelines. Final terms depend on underwriting.
Complete a short online application — it takes a few minutes.
We review your file and match it to the funding programs you qualify for across our lending network.
Compare your options with a dedicated advisor and choose the one that fits.
An Express Term Loan is a fast business term loan from Leap Funding of up to $2,000,000 with 1 to 3 year terms and bi-weekly or monthly payments. It is underwritten mainly on bank statements, so it moves much faster than a bank or SBA loan.
Amounts are typically sized at roughly 1 to 1.25 times your average monthly revenue, up to $2,000,000.
A 580+ FICO score, at least 1 year in business, and $50,000 or more in monthly revenue.
Usually not. Most files are reviewed on the last 3–4 months of business bank statements and a short application.
Yes. It can buy out up to 2 existing merchant cash advance positions.
One short application. Every program you qualify for. No obligation.