Government-backed financing

SBA loans from $50,000 to $5M+ — the lowest rates and longest terms

Leap Funding packages and places SBA loans for established small businesses, from $50,000 to $350,000 on a fast-track basis and $350,000 to $5,000,000+ for larger needs, including business and commercial real estate acquisitions. SBA loans are government-backed, which is why they carry the lowest rates and longest terms available to small businesses.

Apply for a SBA Loans

SBA Loans terms and requirements

Fast track$50,000 – $350,000
Standard$350,000 – $5,000,000+
Minimum credit score650+ FICO
Time in business2+ years
Revenue$150,000+ annual
UsesWorking capital, refinance, business and real estate acquisitions

Requirements are general guidelines. Final terms depend on underwriting.

Who a SBA Loans is best for

  • Businesses with 2+ years in business and $150K+ in annual revenue
  • Owners with a 650+ FICO score
  • Buying a business or commercial real estate
  • Refinancing higher-cost debt into a long-term, low-rate loan

What you need to apply

  • •Application and personal financial statement
  • •Business and personal tax returns
  • •Year-to-date profit and loss and balance sheet
  • •Business debt schedule
  • •Purchase agreement (for acquisitions)

How it works with Leap Funding

  1. Step 1

    Apply

    Complete a short online application — it takes a few minutes.

  2. Step 2

    Get matched

    We review your file and match it to the funding programs you qualify for across our lending network.

  3. Step 3

    Get funded

    Compare your options with a dedicated advisor and choose the one that fits.

SBA Loans FAQ

What are the requirements for an SBA loan?

Typically a 650+ FICO score, at least 2 years in business, and $150,000 or more in annual revenue, along with tax returns and financial statements.

How much can I borrow with an SBA loan?

Fast-track SBA loans run from $50,000 to $350,000. Larger SBA loans run from $350,000 to $5,000,000 and up.

Can I use an SBA loan to buy a business or real estate?

Yes. SBA loans are commonly used for business acquisitions and owner-occupied commercial real estate.

Why use a broker for an SBA loan?

Leap Funding packages your file to lender standards and places it with SBA lenders that fit your profile, which reduces declines and back-and-forth.

How long does an SBA loan take?

Fast-track loans move faster than standard SBA loans, but SBA financing generally takes longer than term loans because of the documentation required.

Other funding options

See what you qualify for

One short application. Every program you qualify for. No obligation.