The Leap Funding Growth Term Loan is a long-term business loan of up to $300,000 with fixed monthly payments and 4, 5, or 10 year terms. It sits between a merchant cash advance and an SBA loan: far lower payments than daily or weekly MCA debt, without the paperwork and wait of an SBA loan.
Apply for a Growth Term Loan| Loan amount | Up to $300,000 |
|---|---|
| Terms | 4, 5, or 10 years |
| Payments | Fixed, monthly |
| Minimum credit score | 640+ FICO |
| Time in business | 1+ year |
| Revenue | $100,000+ annual |
| MCA buyout | Up to 2 existing positions |
Requirements are general guidelines. Final terms depend on underwriting.
Complete a short online application — it takes a few minutes.
We review your file and match it to the funding programs you qualify for across our lending network.
Compare your options with a dedicated advisor and choose the one that fits.
A Growth Term Loan is a long-term business loan from Leap Funding of up to $300,000, repaid with fixed monthly payments over 4, 5, or 10 years. It is built for established small businesses that want lower payments than a merchant cash advance without the red tape of an SBA loan.
Most approvals start at a 640+ FICO score, along with at least 1 year in business and $100,000 or more in annual revenue.
Yes. The Growth Term Loan can buy out up to 2 existing MCA positions, replacing daily or weekly payments with one fixed monthly payment.
SBA loans offer larger amounts and longer terms but require more documentation and take longer to close. The Growth Term Loan caps at $300,000 with a faster, simpler process.
Yes. Payments are monthly and fixed for the life of the loan.
One short application. Every program you qualify for. No obligation.