Property-backed capital

Commercial and residential real estate financing for investors and business owners

Leap Funding arranges real estate financing that uses commercial or residential property as collateral to unlock larger amounts of capital, with flexible credit requirements. Programs include fix and flip, HELOC, cash-out refinance, acquisition, and ground-up construction and development.

Apply for a Real Estate Financing

Real Estate Financing terms and requirements

CollateralCommercial or residential property
CreditFlexible FICO requirements
ProgramsFix & flip, HELOC, cash-out refinance, acquisition, ground-up construction & development

Requirements are general guidelines. Final terms depend on underwriting.

Who a Real Estate Financing is best for

  • Real estate investors and developers
  • Business owners with equity in commercial or residential property
  • Borrowers who need more capital than cash-flow lending allows
  • Owners with credit that does not fit traditional bank boxes

What you need to apply

  • •Short application
  • •Property details and ownership documents
  • •Purchase contract or project budget (for acquisitions and construction)
  • •Experience summary (for investors and developers)

How it works with Leap Funding

  1. Step 1

    Apply

    Complete a short online application — it takes a few minutes.

  2. Step 2

    Get matched

    We review your file and match it to the funding programs you qualify for across our lending network.

  3. Step 3

    Get funded

    Compare your options with a dedicated advisor and choose the one that fits.

Real Estate Financing FAQ

Can I get a real estate loan with bad credit?

Often, yes. Because the property secures the loan, Leap Funding’s real estate programs use flexible credit requirements.

What types of real estate financing does Leap Funding offer?

Fix and flip, HELOC, cash-out refinance, acquisition, and ground-up construction and development loans on commercial and residential property.

Can I use my property to fund my business?

Yes. A cash-out refinance or HELOC can turn property equity into working capital for your business.

Other funding options

See what you qualify for

One short application. Every program you qualify for. No obligation.